Idle cash earning nothing AI spots every dollar in a low-APY account and shows you where it earns 50 times more.
AI finds the money you're leaving behind
Fees you didn't notice. Rates you should have switched. Cash earning nothing. AI ranks every dollar saved and tells you exactly how.
Most people lose $2,000 a year without knowing it
A 0.01% savings account. A credit card with the wrong rewards. A forgotten subscription. AI finds every leak, quantifies it in real dollars, and shows you the fix.
Run my audit
Every leak, named and fixable
Not "save more." Specific dollars, specific actions, ranked by impact.
Get StartedHere's what AI finds on day one
$540 in fees you didn't know about. $810 a year in idle cash. $48 a month in unused subscriptions. Yours could be different. AI tells you exactly.
See my savingsWhere am I losing money right now?
Found $192/month in leaks, ranked by impact:
- $67/mo: foreign transaction fees on Chase Sapphire (23 charges last month)
- $48/mo: four subscriptions with no usage in 60+ days
- $45/mo: $18,400 in Chase savings earning 0.01% when Marcus pays 4.10%
- $32/mo: groceries on Chase Freedom (1x) instead of Amex Gold (4x points)
Total annual impact: $2,304. Want the one-tap fixes in order?
Fix the idle cash first
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Four places your money is quietly leaking
Fees you shouldn't be paying ATM, foreign transaction, overdraft, maintenance. AI finds them and maps the fix.
Wrong credit card for your spend AI matches your actual spending to the card that earns you the most, then shows you the switch.
Subscriptions you forgot about Unused services, duplicates, trials about to bill. One tap to cancel.
Meet Thomas.
Built for this.
Thomas Personal CFO
Your default guide for the big picture. Spots what matters and helps you decide what to do next.
Real feedback. See what people say
+$192/mo
Four leaks I didn't know about: foreign fees, unused subs, idle cash, wrong card for groceries. Fixed in one weekend. $192 more every month.
Sarah Thompson
Teacher
+$1,240/yr cash
Had $18k in a 0.01% savings account earning $1.50/mo. Money by Checkr showed me Marcus at 4.10%. Moved it, now it earns $60/mo.
David Chen
Software Engineer
$540 in fees
Didn't know I was paying $45/mo in foreign-transaction fees on my Chase Sapphire. Switched cards for travel, leak gone.
Mike Rodriguez
Software Engineer
Financial intelligence for less than two coffees a month
Money by Checkr Pro
Your complete financial picture.
Early bird · 50% off
$4.99 / month
Billed annually at $59.88
What you get
Questions
& Answers
Depends on your accounts, but AI typically finds $1,000 to $4,000 in the first month. Every finding is quantified in real dollars.
No. That's one lever. AI also spots idle cash, wrong credit cards, fee leaks, rate drops, and benefits you're missing.
No. AI finds and recommends. You approve every move. AI can see your money but cannot move it, ever.
No. AI looks at your actual spending and income, finds where money is leaking, and shows you the fix. No budgets, no targets.
Most findings are fixable in under a minute. Cancel a subscription, move cash to a high-yield account, switch a card. One tap where possible.
Yes. Bank-level encryption. Read-only access. AI can see your money but cannot move it.
Make AI worry about your finances
Know what you're owed. Keep what you earn. See your net worth grow