The tax you're overpaying Most people overpay $2,000 to $4,000 a year to the IRS. AI shows you how to adjust your W-4 so you stop losing it every paycheck.
Find out if you're underpaid. Watch your net worth grow
AI checks your paycheck against the market and tracks your net worth every month. See if you could earn more, and watch your money grow.
You don't have time to read your paystubs or track your accounts. AI does
We pull every paycheck from ADP, Gusto, and 98 more. We connect every account from 13,000 institutions. AI reads it all and shows you what's growing, what's leaking, and what you're missing.
Connect your accounts
Know exactly what you earn and what you own
AI tracks every paycheck on one side and every account on the other. You see both numbers grow, month after month.
See how it worksAre you underpaid? Is your net worth growing? Get real answers
AI compares your salary to thousands of real people in your job and city. And it tracks your net worth month over month. See if you could earn more, and watch your money grow.
Check your numbersAm I being paid fairly as a Sales Rep in Dallas with 5 years of experience?
Based on your connected payroll data, here's how your salary compares to the market:
Your salary: $68,000 / year
Market benchmarks
Sales Rep · Dallas, TX · 5 yrs experience
- 25th percentile: $58,000
- 50th percentile: $76,000 ← market rate
- 75th percentile: $92,000
- 90th percentile: $108,000
You're in the 38th percentile: about $8,000 below the median for your role, city, and experience.
That's a reasonable gap to bring up at your next review.
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Four things AI will find on day one
The raise you're owed AI compares your pay to real people in your role and city. You see the gap in dollars.
Whether your net worth is actually growing Every account, every month, one number. You finally know if you're getting ahead.
What's quietly costing you net worth Credit card interest compounding, cash sitting in 0.01% accounts, investments lagging the market. AI spots it before it costs you another year.
An AI guide for your paycheck.
Say hi to Jordan.
Zoe Just starting out
Build a foundation in your first years of earning. Student loans, first paycheck, and habits that set the trajectory.
Real feedback. See what people say
+$2k Raise
I thought I was paid fine. Money by Checkr showed I was 15% below market. I walked in with the data and got a $2K raise.
Mike Rodriguez
Software Engineer
Net worth +$8,400
I never knew if I was actually saving or just spending slower. Watching my net worth go up every month made it real for the first time.
Sarah Kim
Nurse Practitioner
+$250/mo
Every year I got a $3,000 refund and thought it was a win. Money by Checkr showed me I'd been loaning the IRS my own money. Fixed my withholding and now I have $250 more every paycheck.
Carlos Rivera
Teacher
Financial intelligence for less than two coffees a month
Money by Checkr Pro
Your complete financial picture.
Early bird · 50% off
$4.99 / month
Billed annually at $59.88
What you get
Questions
& Answers
It compares you to real salaries for your role, city, and years of experience. You see your percentile and how many dollars below market you are.
That refund is your own money. You gave the IRS an interest-free loan all year. AI shows you how to adjust your withholding so you keep it every paycheck instead.
Everything you own minus everything you owe. All your accounts, investments, 401(k), credit cards, and loans, updated automatically.
Checking, savings, credit cards, loans, investments, retirement. Everything you connect.
Yes. Every paycheck, every raise, and your net worth tracked month over month, year over year.
Yes. Bank-level encryption. Read-only access. AI can see your money but cannot move it, ever.
Over 100, including ADP, Gusto, Workday, Rippling, and Paychex.
Make AI worry about your finances
Know what you're owed. Keep what you earn. See your net worth grow