Your finances, full-screen

For when you want room to think. Every account, every chart, every AI answer, on Mac and Windows.

Some decisions need a bigger screen

Portfolio projections, debt plans, tax moves, multi-year net worth. Mobile is for quick answers. Desktop is for serious thinking.

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Money by Checkr full-screen dashboard on desktop

Space to see the whole picture

Charts, plans, comparisons. Desktop-native, fast, offline-ready.

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Run the numbers on the bigger choices

"Can we afford a house?" "Should we refinance?" "Where should this bonus go?" Bigger questions need the bigger view. AI runs the math in the app.

Download for free
Should we refinance our mortgage?

Probably yes, if you plan to stay 2+ years.

Using your actual mortgage and current market rates:

  • Current rate: 6.875% · balance $412,000 · payment $3,042/mo
  • Best available today: 5.625% for your 760+ credit profile
  • New payment: $2,762/mo → saves $280/mo
  • Closing costs: ~$4,800

Break-even: 17 months. You've been in the house 4 years, planning 7+ more → estimated lifetime savings $23,500.

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Built for the big decisions

Full-screen dashboard Every account, chart, and insight in one view. No scrolling through mobile cards.

Home dashboard

Side-by-side comparisons Cards vs cards, funds vs funds, loans vs loans. Compare anything that matters.

Accounts dashboard

Offline-ready Your last synced data available without a connection. Ideal for planning on a plane.

Home screen

Keyboard shortcuts Every action mapped to a key. For power users who don't want to click.

Chat dashboard

Real feedback. See what people say

Saved $23k on refi

Ran the refinance numbers on desktop. Mobile for quick answers, desktop for serious thinking. Saved me $23k over the life of the loan.

David Chen

David Chen

Software Engineer

Keyboard-first

Every action has a shortcut. I move between accounts and the chat without touching the mouse.

Jennifer Park

Jennifer Park

Accountant

Offline on flights

I plan my finances on long flights. Money by Checkr has my last synced data offline. Works on a plane.

James Wilson

James Wilson

Product Manager

Financial intelligence for less than two coffees a month

Money by Checkr Free

Everything you need to get started.

What you get

  • Up to 5 bank & payroll accounts
  • Credit score & history
  • AI money guides & chat
  • Smart alerts & signals
  • Refresh anytime
  • Weekly & monthly reviews

Money by Checkr Pro

Your complete financial picture.

Early bird · 50% off

$4.99 / month

Billed annually at $59.88

What you get

  • Unlimited bank & payroll accounts
  • Export transactions to CSV
  • API access
  • CLI access
  • MCP access
  • Priority support

Questions & Answers

macOS 12 and up, Windows 10 and up.

Yes. The app is free, and so is the Free plan. Pro adds unlimited accounts, CSV export, and API, CLI, and MCP access.

No. Pick one or use both. Everything syncs automatically.

Yes. Your last synced data is available offline. New data loads when you reconnect.

Yes. Most actions are keyboard-accessible. Full shortcut reference in the app.

Yes. Bank-level encryption. Data is synced from Money by Checkr, never stored insecurely on your machine.

Make AI worry about your finances

Know what you're owed. Keep what you earn. See your net worth grow