Find every subscription. Keep every dollar

AI finds every subscription in your transactions, catches every price hike, and walks you through cancelling the ones you don't need.

You can't cancel what you can't see

AI reads every account and surfaces every recurring charge, even the quiet ones. Grouped by cadence, ranked by cost. You see every leak and the exact steps to cancel it.

See what's recurring
Recurring screen showing next 7 days and next 30 days buckets

Every recurring charge, caught and ranked

AI clusters every charge that repeats on a schedule, sorts them by cost, and flags the ones that just went up. You see the full list, biggest to smallest.

Get Started

The subscriptions you forgot about

Three streaming services. Two cloud storage plans. A magazine from 2021. $48 a month quietly leaving your account. AI finds them all and walks you through cancelling each one.

Find my subscriptions
Find subscriptions I'm not using.

I found 4 subscriptions with no recent activity, totaling $48.96/month ($587/yr):

  • Netflix Premium: $22.99/mo, last streamed 73 days ago
  • Disney+: $10.99/mo, never opened since signup in Jan
  • Apple Music: $9.99/mo, last played 156 days ago
  • The Athletic: $4.99/mo, last read Aug 2024

Want me to deep-link you to each cancellation page in order of highest cost?

Take me to the Netflix cancel page
Type a message...

Four ways AI stops bills from surprising you

Every recurring charge, grouped Monthly, annual, quarterly. AI clusters them all so you see exactly what's on repeat across every account.

Recurring screen

Duplicate detection Two cloud storage plans. Three music services. AI flags the overlap so you can pick one.

Insights screen

Cost-ranked list The biggest charges sit at the top, so the fastest wins are always the first thing you see.

Expenses screen

Price hike alerts Electric, phone, internet, streaming. AI learns your normal band and flags every spike the day it hits.

Notifications screen

Meet Carmen.
Built for this.

Carmen Raising a family

Run household cash flow with kids in the picture. Tight months, joint decisions, and a plan that fits real life.

Mindset

Stability beats optimization. A budget is a tool you use, not a cage you live in.

Decision logic

Protect the essentials first: housing, food, utilities, kids. Everything else comes after.

Communication Style

Calm and practical. Stays out of partner dynamics. Just the numbers.

Action bias

One coordinated household step per week. Flag auto-renewals before they hit: insurance, subscriptions, open enrollment.

Real feedback. See what people say

Cut $587/yr

Found 4 subscriptions I hadn't touched in 2+ months. Cancelled all four in an evening. Still using the ones I care about.

James Wilson

James Wilson

Consultant

Saved $240/yr

Verizon quietly raised my plan by $12. Money by Checkr flagged it the day it billed. Switched carriers, saved $240 a year.

Sarah Thompson

Sarah Thompson

Teacher

4 trials killed

Three days before any free trial auto-bills, I get a heads-up. I've cancelled four this year before a single charge landed.

Emily Martinez

Emily Martinez

Nurse Practitioner

Financial intelligence for less than two coffees a month

Money by Checkr Free

Everything you need to get started.

What you get

  • Up to 5 bank & payroll accounts
  • Credit score & history
  • AI money guides & chat
  • Smart alerts & signals
  • Refresh anytime
  • Weekly & monthly reviews

Money by Checkr Pro

Your complete financial picture.

Early bird · 50% off

$4.99 / month

Billed annually at $59.88

What you get

  • Unlimited bank & payroll accounts
  • Export transactions to CSV
  • API access
  • CLI access
  • MCP access
  • Priority support

Questions & Answers

AI scans every charge across every account and clusters ones that repeat on a schedule. Merchant, amount, cadence, category. No subscription hides once it's billed you.

No. AI gives you step-by-step cancellation instructions for each subscription, plus the right phone number or link when a call is required. You still complete the cancellation yourself.

Any recurring charge above your 3-month rolling average by more than 5%, plus any scheduled price changes from providers we track.

Yes. As soon as the first charge hits any connected account, AI tags it as recurring and adds it to your list.

Yes. Electric, water, gas, internet, insurance, mortgage, rent. AI learns your normal band and flags anomalies before they become a pattern.

Yes. Bank-level encryption. Read-only access. AI can see your bills but cannot move money, ever.

Make AI worry about your finances

Know what you're owed. Keep what you earn. See your net worth grow