11 MCP tools Balances, transactions, spending, income, recurring, history, accounts. All standardized, all ready.
Give your AI agent a financial brain
MCP, REST API, and CLI. Read-only, secure, and works with Claude, ChatGPT, Cursor, and any MCP-compatible tool.
Your money, in every AI tool you use
Query balances, transactions, spending, and income from whatever agent you already live in. Same data, every surface.
Read the docs
Works where you work
Your phone, your terminal, your editor, your browser. The same financial context, everywhere.
Get StartedOne protocol. Three ways in
MCP for AI agents. REST for your app. CLI for your shell. All read-only. All OAuth. No keys to rotate.
Get your API keyWhere did my money actually go this month?
You spent $5,100 across 249 transactions. Here's the breakdown, pulled straight from Money by Checkr.
•Food & Dining: $1,020 (20%) · up 5% vs last month
•Housing: $1,450 (28%) · flat
•Transportation: $680 (13%) · down 8%
•Shopping: $620 (12%) · up 12%
•Subscriptions: $340 (7%) · 3 you haven't used in 60+ days
## One thing worth fixing
Whole Foods is $408 of your dining, 40% of the category. You went 12 times. Want me to pull the weekly cadence and flag the weeks that ran hot?
Ask anything
Built for builders
10 REST endpoints Clean JSON. Simple HTTP auth. Predictable responses.
Open-source CLI Install with pip, pipx, or uv. Query your money straight from the terminal.
OAuth, not API keys Log in once through your browser. No secrets to rotate, manage, or leak.
Real feedback. See what people say
MCP + Claude Code
Wired Money by Checkr MCP into Claude Code. I ask my terminal about my money now. Faster than opening a banking app.
James Wilson
Consultant
Built it in an hour
Built a weekly finance digest for myself using the REST API. Clean JSON, simple auth. Took an hour.
Jennifer Park
Marketing Manager
Same data, every tool
ChatGPT, Claude, my CLI, same data, read-only, OAuth. No keys to rotate, nothing to leak.
Mike Rodriguez
Software Engineer
Questions
& Answers
Yes. MCP signs in with your Money by Checkr account over OAuth. The REST API uses a personal access token from Settings, sent as a Bearer token.
Yes. All access is read-only. No tool or endpoint can move your money.
MCP works with Claude Desktop, Claude Code, Cursor, Codex, and any MCP-compatible agent. CLI and REST work with anything.
The Developer MCP for searching docs is free, no account required. The data MCP, CLI, and REST API require a Pro plan.
Balances, transactions, spending, income, recurring charges, balance history, and connected accounts.
Visit help.checkrmoney.com for setup guides. MCP takes under 2 minutes to configure.
Make AI worry about your finances
Know what you're owed. Keep what you earn. See your net worth grow