Cash earning nothing AI spots every dollar in a low-APY account and shows you where it earns 50 times more.
A financial audit, done for you
AI checks every account, rate, fee, and subscription. You get a ranked list of fixes, each with a real dollar amount and the exact tap to fix it.
Findings you can actually act on
We check every account against the ways banks, cards, and providers quietly cost you money. Each finding comes with a real dollar amount and a fix, ranked by what saves you the most.
See for yourself
From finding to fix in one tap
Open the audit. Read the finding. Tap the fix. That's the whole loop.
Get StartedEvery finding is real dollars
$828 a year parked at 0.01%. $216 a year on a duplicate Netflix. $564 a year in foreign-transaction fees. Named, quantified, fixable in one tap.
Run my first auditRun my financial audit for this month.
Scanned 8 connected accounts. Top 4 findings, ranked by annual impact:
- $828/yr: $18,400 in Chase savings at 0.01% APY. Moving to Marcus at 4.10% earns you ~$828 more a year.
- $564/yr: foreign transaction fees on your Chase Sapphire. Switching to your no-FX Amex for travel kills them.
- $216/yr: duplicate Netflix subscription billed on two cards since March.
- $180/yr: ATM fees at non-network ATMs. AI mapped the 3 nearest in-network machines for you.
Total impact: $1,788/yr. Want me to walk through the fixes in order?
Walk me through the fixes in order
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Four things the audit catches
Fees you didn't sign up for Foreign transaction, ATM, overdraft, maintenance. AI finds what's leaking and maps the fix.
Subscriptions you forgot about Duplicates, unused services, free trials about to bill. Cancel in one tap.
Benefits you're leaving on the table HSA, FSA, 401(k) match, commuter benefits. AI spots every pre-tax dollar you qualify for and aren't using.
Meet Thomas.
Built for this.
Thomas Personal CFO
Your default guide for the big picture. Spots what matters and helps you decide what to do next.
Real feedback. See what people say
+$1,788/yr saved
The audit ranked every finding by dollar amount. I fixed the top three in one afternoon. Idle cash, duplicate Netflix, foreign-transaction fees.
Sarah Thompson
Teacher
+$540/yr
AI found three fee leaks I didn't know existed. The audit takes 30 seconds; the fixes took a weekend.
David Chen
Software Engineer
+$2,140/yr
Every finding came with a real dollar number. No guessing, no 'maybe try this.' I knew exactly what to fix and in what order.
Jennifer Park
Product Manager
Financial intelligence for less than two coffees a month
Money by Checkr Pro
Your complete financial picture.
Early bird · 50% off
$4.99 / month
Billed annually at $59.88
What you get
Questions
& Answers
Continuously. AI re-audits whenever new data lands (a new paycheck, new charge, or new balance), and you can trigger a fresh audit on demand any time. Results are ready in under a minute.
Anything costing you real dollars AI can quantify. Duplicate subscriptions, idle cash, fees, unused services, bad rates, insurance gaps. If it can't put a number on it, it doesn't surface.
For most findings, the action is one tap. AI deep-links to the provider to cancel, guides you to move cash, or maps a balance transfer. For cable and phone bills, you get the script.
By dollar impact. The findings that save or earn you the most sit at the top, so you never have to guess what to fix first.
Yes. The audit ships on every plan, including Free.
Yes. Bank-level encryption. Read-only access. AI can see your money but cannot move it, ever.
Make AI worry about your finances
Know what you're owed. Keep what you earn. See your net worth grow