One AI, every account
Bills, income, investments, net worth, debt.
A modern alternative to Rocket Money: AI that does more than cancel subscriptions
Rocket Money is great at finding subscriptions to cancel. Money by Checkr does that and tracks every account, bill, and net-worth move, with AI that ranks every finding by dollar impact.
Same accounts. Bigger job
Rocket finds the charges. Money by Checkr picks the move and runs the math
| Feature |  | Rocket Money |
|---|---|---|
| AI agent that picks your next move | No | |
| Plain English questions, real numbers back | No | |
| Verified payroll income (no paystub uploads) | No | |
| 13,000+ banks connected | ||
| Cancels forgotten subscriptions | ||
| Real-time cash flow forecast | Limited | |
| Weekly action plan ranked by dollar impact | No | |
| Works in ChatGPT, Claude, CLI | Pro | No |
| Free plan, no card | Limited |
What Money by Checkr does well
Tracking is step one.
We do the next ten
Rocket Money tells you what you spent. Money by Checkr tells you what to do this week. Same accounts. Bigger answer.
Found $340/mo
Seven streaming services I forgot about, all in one place.
Tom Harrison
Small Business Owner
Cut $480/mo
Four overlapping cloud plans and an old meal kit. Gone in a weekend.
Priya Sharma
Product Designer
Saved $1,200+
Double-charged gym and three forgotten subscriptions, all in one list.
Jennifer Park
Marketing Manager
+$2k Raise
Underpaid by 15%. Used the data to negotiate. Never would have known.
Mike Rodriguez
Software Engineer
+$18k Runway
Built six months of cash runway in under a year.
Daniel Lee
Consultant
Paid off $9k
Every rate mapped, fastest order. Knocked out my cards in eight months.
Emily Chen
Data Analyst
Questions
& Answers
Rocket Money started as Truebill, a subscription tracker. Money by Checkr ranks every finding (subscriptions, idle cash, bills to negotiate) by dollar impact, then surfaces one move a week. Both apps use bank-level encryption. Money by Checkr adds verified payroll income through Truv.
Never. The Free plan does not ask. Pro collects payment at upgrade, with a 7-day trial.
We show you the negotiable ones. You make the call. We do not take a cut.
One tap. Free continues.
Soft pulls only.
Yes. Both apps use bank-level encryption. Money by Checkr is consumer-permissioned, encrypted, and never sold.
Ready to meet your money guide?
Free plan, forever. No card needed. Pro is less than two coffees a month, with a 7-day trial.